YEARLY HIGH
0.3333 CHF
YEARLY LOW
0.3108 CHF
YEARLY AVERAGE
0.3224 CHF

2014 PEN to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.3333. Conversely, the yearly low was recorded on March 18, dropping to 0.3108.

This high-to-low spread represents a total annual volatility of 0.0225 CHF. From a start-to-finish perspective, comparing the January average rate of 0.3215 to the December average rate of 0.3298, the exchange rate registered a net change of 2.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3333 was down 9.87% compared to the 2013 peak of 0.3698, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,666 CHF
2013 Average 1,717 CHF
Yearly Trough Low 1,554 CHF
Transaction Impact: A difference of 112.27 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3314
0.3121
JanuMarcMayJulySeptNove

PEN to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3181, compared to 0.3266 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0086 points.

H1 Avg (Jan–Jun) 0.3181
H2 Avg (Jul–Dec) 0.3266

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0120 CHF (High: 0.3240 / Low: 0.3120). On the other end, August was the most stable month, with a tight range of 0.0030 CHF (High: 0.3249 / Low: 0.3219).

May Spread (Volatile) ±0.0120
August Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0042 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.3298) against the same month in 2013 (average: 0.3208), the exchange rate shifted by +0.0089 (+2.79%).

2014 Avg (December) 0.3298
2013 Avg (December) 0.3208

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3246 0.3168 0.3215
February 0.3207 0.3150 0.3179
March 0.3166 0.3108 0.3137
April 0.3185 0.3136 0.3163
May 0.3240 0.3120 0.3185
June 0.3243 0.3174 0.3206
July 0.3255 0.3175 0.3221
August 0.3249 0.3219 0.3233
September 0.3300 0.3221 0.3270
October 0.3327 0.3250 0.3281
November 0.3330 0.3262 0.3297
December 0.3333 0.3236 0.3298