2020 PEN to CHF Historical Review

YEARLY HIGH

0.2939 CHF

YEARLY LOW

0.2436 CHF

YEARLY AVERAGE

0.2690 CHF

2020 PEN to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.2939. Conversely, the yearly low was recorded on December 30, dropping to 0.2436.

This high-to-low spread represents a total annual volatility of 0.0503 CHF. From a start-to-finish perspective, comparing the January average rate of 0.2916 to the December average rate of 0.2467, the exchange rate registered a net change of -15.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2939 was down 4.67% compared to the 2019 peak of 0.3082, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,469 CHF

2019 Average 1,489 CHF

Yearly Trough Low 1,218 CHF

Transaction Impact: A difference of 251.52 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2961

0.2422

JanuMarcMayJulySeptNove

PEN to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2828, compared to 0.2553 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0276 points.

H1 Avg (Jan–Jun) 0.2828

H2 Avg (Jul–Dec) 0.2553

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0157 CHF (High: 0.2819 / Low: 0.2662). On the other end, October was the most stable month, with a tight range of 0.0052 CHF (High: 0.2565 / Low: 0.2513).

March Spread (Volatile) ±0.0157

October Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0133 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0133

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.2916) against the same month in 2019 (average: 0.2959), the exchange rate shifted by -0.0043 (-1.45%).

2020 Avg (January) 0.2916

2019 Avg (January) 0.2959

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2939	0.2846	0.2916
February	0.2909	0.2792	0.2878
March	0.2819	0.2662	0.2745
April	0.2895	0.2804	0.2854
May	0.2871	0.2798	0.2836
June	0.2826	0.2678	0.2741
July	0.2704	0.2586	0.2657
August	0.2595	0.2529	0.2556
September	0.2597	0.2543	0.2575
October	0.2565	0.2513	0.2539
November	0.2547	0.2490	0.2522
December	0.2493	0.2436	0.2467