2012 PEN to GHS Historical Review

YEARLY HIGH

0.7478 GHS

YEARLY LOW

0.6072 GHS

YEARLY AVERAGE

0.7020 GHS

2012 PEN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 0.7478. Conversely, the yearly low was recorded on January 2, dropping to 0.6072.

This high-to-low spread represents a total annual volatility of 0.1406 GHS. From a start-to-finish perspective, comparing the January average rate of 0.6277 to the December average rate of 0.7388, the exchange rate registered a net change of 17.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7478 was up 21.34% compared to the 2011 peak of 0.6163, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,739 GHS

2011 Average 2,806 GHS

Yearly Trough Low 3,036 GHS

Transaction Impact: A difference of 702.84 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7550

0.6161

JanuMarcMayJulySeptNove

PEN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6687, compared to 0.7352 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0665 points.

H1 Avg (Jan–Jun) 0.6687

H2 Avg (Jul–Dec) 0.7352

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0413 GHS (High: 0.6486 / Low: 0.6072). On the other end, August was the most stable month, with a tight range of 0.0098 GHS (High: 0.7478 / Low: 0.7380).

January Spread (Volatile) ±0.0413

August Spread (Stable) ±0.0098

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0103 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.7434) against the same month in 2011 (average: 0.5567), the exchange rate shifted by +0.1867 (+33.55%).

2012 Avg (August) 0.7434

2011 Avg (August) 0.5567

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6486	0.6072	0.6277
February	0.6489	0.6251	0.6306
March	0.6674	0.6278	0.6509
April	0.7026	0.6654	0.6800
May	0.7139	0.6961	0.7060
June	0.7300	0.6952	0.7170
July	0.7472	0.7271	0.7404
August	0.7478	0.7380	0.7434
September	0.7414	0.7241	0.7331
October	0.7344	0.7227	0.7289
November	0.7390	0.7194	0.7266
December	0.7471	0.7333	0.7388