2016 PEN to GHS Historical Review

YEARLY HIGH

1.2760 GHS

YEARLY LOW

1.1037 GHS

YEARLY AVERAGE

1.1701 GHS

2016 PEN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 1.2760. Conversely, the yearly low was recorded on February 29, dropping to 1.1037.

This high-to-low spread represents a total annual volatility of 0.1723 GHS. From a start-to-finish perspective, comparing the January average rate of 1.1328 to the December average rate of 1.2476, the exchange rate registered a net change of 10.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.2760 was down 8.31% compared to the 2015 peak of 1.3917, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 6,380 GHS

2015 Average 5,938 GHS

Yearly Trough Low 5,519 GHS

Transaction Impact: A difference of 861.40 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.2592

1.1201

JanuMarcMayJulySeptNove

PEN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1472, compared to 1.1930 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0458 points.

H1 Avg (Jan–Jun) 1.1472

H2 Avg (Jul–Dec) 1.1930

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1163 GHS (High: 1.2760 / Low: 1.1596). On the other end, May was the most stable month, with a tight range of 0.0240 GHS (High: 1.1636 / Low: 1.1397).

November Spread (Volatile) ±0.1163

May Spread (Stable) ±0.0240

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0118 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0118

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 1.1871) against the same month in 2015 (average: 1.1444), the exchange rate shifted by +0.0427 (+3.73%).

2016 Avg (November) 1.1871

2015 Avg (November) 1.1444

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1528	1.1163	1.1328
February	1.1594	1.1037	1.1317
March	1.1530	1.1124	1.1332
April	1.1794	1.1338	1.1599
May	1.1636	1.1397	1.1511
June	1.2021	1.1382	1.1747
July	1.2129	1.1758	1.1950
August	1.1970	1.1640	1.1832
September	1.1898	1.1605	1.1719
October	1.1882	1.1585	1.1734
November	1.2760	1.1596	1.1871
December	1.2735	1.2118	1.2476