2013 PEN to GHS Historical Review

YEARLY HIGH

0.8482 GHS

YEARLY LOW

0.7192 GHS

YEARLY AVERAGE

0.7638 GHS

2013 PEN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PEN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 0.8482. Conversely, the yearly low was recorded on June 24, dropping to 0.7192.

This high-to-low spread represents a total annual volatility of 0.1290 GHS. From a start-to-finish perspective, comparing the January average rate of 0.7457 to the December average rate of 0.8344, the exchange rate registered a net change of 11.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8482 was up 13.42% compared to the 2012 peak of 0.7478, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 4,241 GHS

2012 Average 3,511 GHS

Yearly Trough Low 3,596 GHS

Transaction Impact: A difference of 644.87 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8448

0.7201

JanuMarcMayJulySeptNove

PEN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7439, compared to 0.7837 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0398 points.

H1 Avg (Jan–Jun) 0.7439

H2 Avg (Jul–Dec) 0.7837

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0360 GHS (High: 0.8482 / Low: 0.8121). On the other end, February was the most stable month, with a tight range of 0.0066 GHS (High: 0.7429 / Low: 0.7363).

December Spread (Volatile) ±0.0360

February Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0218 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0218

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.8344) against the same month in 2012 (average: 0.7388), the exchange rate shifted by +0.0956 (+12.94%).

2013 Avg (December) 0.8344

2012 Avg (December) 0.7388

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7502	0.7393	0.7457
February	0.7429	0.7363	0.7396
March	0.7499	0.7337	0.7441
April	0.7585	0.7453	0.7512
May	0.7655	0.7366	0.7522
June	0.7369	0.7192	0.7305
July	0.7485	0.7260	0.7382
August	0.7654	0.7425	0.7543
September	0.7929	0.7626	0.7808
October	0.8006	0.7828	0.7901
November	0.8128	0.7960	0.8041
December	0.8482	0.8121	0.8344