2018 PEN to GHS Historical Review

YEARLY HIGH

1.5126 GHS

YEARLY LOW

1.3493 GHS

YEARLY AVERAGE

1.4246 GHS

2018 PEN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the PEN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 25, valuing the pair at 1.5126. Conversely, the yearly low was recorded on March 19, dropping to 1.3493.

This high-to-low spread represents a total annual volatility of 0.1634 GHS. From a start-to-finish perspective, comparing the January average rate of 1.4120 to the December average rate of 1.4618, the exchange rate registered a net change of 3.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.5126 was up 4.14% compared to the 2017 peak of 1.4525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 7,563 GHS

2017 Average 6,748 GHS

Yearly Trough Low 6,746 GHS

Transaction Impact: A difference of 816.81 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.4733

1.3535

JanuMarcMayJulySeptNove

PEN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3947, compared to 1.4545 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0597 points.

H1 Avg (Jan–Jun) 1.3947

H2 Avg (Jul–Dec) 1.4545

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0910 GHS (High: 1.5126 / Low: 1.4216). On the other end, April was the most stable month, with a tight range of 0.0140 GHS (High: 1.3822 / Low: 1.3682).

September Spread (Volatile) ±0.0910

April Spread (Stable) ±0.0140

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0356 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0356

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 1.4470) against the same month in 2017 (average: 1.3645), the exchange rate shifted by +0.0825 (+6.05%).

2018 Avg (September) 1.4470

2017 Avg (September) 1.3645

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4206	1.3981	1.4120
February	1.4058	1.3539	1.3764
March	1.3720	1.3493	1.3635
April	1.3822	1.3682	1.3753
May	1.4374	1.3708	1.3968
June	1.4622	1.4348	1.4446
July	1.4744	1.4526	1.4633
August	1.4790	1.4304	1.4583
September	1.5126	1.4216	1.4470
October	1.4979	1.4329	1.4552
November	1.4683	1.4204	1.4412
December	1.4907	1.4216	1.4618