PEN to HRK Historical Rates

Analyze long-term market trends and access daily historical data for the PEN/HRK pair.

10-YEAR HIGH
2.1794 HRK
10-YEAR LOW
1.5382 HRK
10-YEAR AVERAGE
1.8884 HRK

10-Year PEN to HRK Performance & Macro Timing Review

Analysis of key historical highlights and timing insights over the past decade

Over the last 10 years, the PEN to HRK exchange rate has undergone significant macro fluctuations. The market reached its absolute decade peak on February 21, 2017, when the pair was valued at 2.1794. Conversely, the absolute lowest rate of the decade was recorded on September 7, 2021, dropping to a support floor of 1.5382.

This peak-to-trough range represents a total macro spread of 0.6413 HRK. From a long-term perspective, comparing the decade's oldest annual average of 2.0283 (in 2016) to the newest annual average of 1.9072 (in 2026), the exchange rate registered a net shift of -5.97%.

Analyzing macro structural support, the trading dynamics in the recent 5-year period averaged 1.8469, showing a variance of 0.0825 points compared to the older 5-year average of 1.9294.

10-Year Payout Timing Comparison

Value generated converting a dynamic sum of 5,000 PEN over the decade:

Decade Peak High 10,897 HRK
10-Year Average 9,442 HRK
Decade Trough Low 7,691 HRK
Macro Timing Impact: A difference of 3,206.27 HRK purely based on trade execution date over the last 10 years.

10-Year Macro Trend

Monthly average exchange rates over the last decade.

2.2153
1.4942
201620182020202220242026

PEN to HRK Macro Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Decade Halves Comparison

Macro Shift

The average exchange rate in the first 5 years of the decade was 1.9294, compared to 1.8469 in the recent 5 years. This shows that the rate was stronger in the older 5 years by a margin of 0.0825 points.

Older 5 Yrs Avg 1.9294
Recent 5 Yrs Avg 1.8469

Annual Volatility Extremes

Volatility

The most volatile year in the decade was 2020, with a trading range of 0.3883 HRK (High: 2.0839 / Low: 1.6956). Conversely, 2019 was the most stable year, with a range of 0.1072 HRK (High: 2.0257 / Low: 1.9185).

2020 Spread (Volatile) ±0.3883
2019 Spread (Stable) ±0.1072

Decade Growth & Declines

Macro Trends

Between 2024 and 2026, the exchange rate recorded its longest consecutive growth streak of the decade, climbing for 2 straight years. Conversely, the sharpest year-over-year decline occurred between 2020 and 2021, when the average rate fell by 0.2519 points.

Longest Streak 2 Yrs.
Sharpest YoY Drop -0.2519

10-Year Historical Baseline

YoY Baseline

Comparing the decade's oldest annual average (2016: 2.0283) against the newest annual average (2026: 1.9072), the exchange rate shifted by -0.1211 (-5.97%).

2016 Baseline Avg 2.0283
2026 Current Avg 1.9072

Recent 30 Days

Live daily mid-market rates for the past month.

Date Exchange Rate
2026-07-30 1.9502
2026-07-29 1.9477
2026-07-28 1.9460
2026-07-27 1.9449
2026-07-26 1.9462
2026-07-25 1.9466
2026-07-24 1.9464
2026-07-23 1.9464
2026-07-22 1.9419
2026-07-21 1.9440
2026-07-20 1.9455
2026-07-19 1.9444
2026-07-18 1.9438
2026-07-17 1.9422
2026-07-16 1.9417
2026-07-15 1.9352
2026-07-14 1.9316
2026-07-13 1.9381
2026-07-12 1.9415
2026-07-11 1.9456
2026-07-10 1.9407
2026-07-09 1.9376
2026-07-08 1.9379
2026-07-07 1.9396
2026-07-06 1.9360
2026-07-05 1.9354
2026-07-04 1.9349
2026-07-03 1.9338
2026-07-02 1.9320
2026-07-01 1.9365
2026-06-30 1.9334

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