2025 PEN to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 PEN to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the PEN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 1.9797. Conversely, the yearly low was recorded on April 20, dropping to 1.7580.
This high-to-low spread represents a total annual volatility of 0.2217 HRK. From a start-to-finish perspective, comparing the January average rate of 1.9423 to the December average rate of 1.9102, the exchange rate registered a net change of -1.65% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2025 high of 1.9797 was up 1.58% compared to the 2024 peak of 1.9489, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 PEN based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
PEN to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8757, compared to 1.8688 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0069 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was April, with a trading range of 0.1400 HRK (High: 1.8980 / Low: 1.7580). On the other end, November was the most stable month, with a tight range of 0.0198 HRK (High: 1.9432 / Low: 1.9235).
Growth Streaks & Declines
TrendsBetween June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0976 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (February 2025: 1.9530) against the same month in 2024 (average: 1.8234), the exchange rate shifted by +0.1296 (+7.11%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 1.9555 | 1.9268 | 1.9423 |
| February | 1.9797 | 1.9364 | 1.9530 |
| March | 1.9606 | 1.8808 | 1.9101 |
| April | 1.8980 | 1.7580 | 1.8124 |
| May | 1.8624 | 1.8041 | 1.8226 |
| June | 1.8274 | 1.7880 | 1.8135 |
| July | 1.8520 | 1.7961 | 1.8141 |
| August | 1.8510 | 1.8064 | 1.8267 |
| September | 1.8468 | 1.8204 | 1.8353 |
| October | 1.9306 | 1.8470 | 1.8936 |
| November | 1.9432 | 1.9235 | 1.9328 |
| December | 1.9287 | 1.8828 | 1.9102 |