2017 PEN to HRK Historical Review

YEARLY HIGH

2.1794 HRK

YEARLY LOW

1.8999 HRK

YEARLY AVERAGE

2.0296 HRK

2017 PEN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the PEN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 2.1794. Conversely, the yearly low was recorded on November 2, dropping to 1.8999.

This high-to-low spread represents a total annual volatility of 0.2795 HRK. From a start-to-finish perspective, comparing the January average rate of 2.1219 to the December average rate of 1.9603, the exchange rate registered a net change of -7.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 2.1794 was up 0.97% compared to the 2016 peak of 2.1585, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 10,897 HRK

2016 Average 10,088 HRK

Yearly Trough Low 9,500 HRK

Transaction Impact: A difference of 1,397.52 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

2.1681

1.9074

JanuMarcMayJulySeptNove

PEN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1015, compared to 1.9578 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1438 points.

H1 Avg (Jan–Jun) 2.1015

H2 Avg (Jul–Dec) 1.9578

Volatility Range Comparison

Volatility

The most volatile month in 2017 was November, with a trading range of 0.1060 HRK (High: 2.0059 / Low: 1.8999). On the other end, August was the most stable month, with a tight range of 0.0358 HRK (High: 1.9479 / Low: 1.9121).

November Spread (Volatile) ±0.1060

August Spread (Stable) ±0.0358

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0869 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0869

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2017: 2.1464) against the same month in 2016 (average: 1.9619), the exchange rate shifted by +0.1845 (+9.40%).

2017 Avg (February) 2.1464

2016 Avg (February) 1.9619

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1523	2.0990	2.1219
February	2.1794	2.1145	2.1464
March	2.1598	2.1100	2.1269
April	2.1658	2.1020	2.1399
May	2.1113	2.0171	2.0531
June	2.0397	1.9929	2.0209
July	2.0076	1.9362	1.9788
August	1.9479	1.9121	1.9332
September	1.9503	1.9047	1.9291
October	1.9949	1.9415	1.9648
November	2.0059	1.8999	1.9804
December	1.9860	1.9100	1.9603