2020 PEN to MOP Historical Review

YEARLY HIGH

2.4263 MOP

YEARLY LOW

2.1763 MOP

YEARLY AVERAGE

2.2877 MOP

2020 PEN to MOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to MOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 2.4263. Conversely, the yearly low was recorded on November 16, dropping to 2.1763.

This high-to-low spread represents a total annual volatility of 0.2500 MOP. From a start-to-finish perspective, comparing the January average rate of 2.4077 to the December average rate of 2.2177, the exchange rate registered a net change of -7.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4263 was down 1.25% compared to the 2019 peak of 2.4570, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 12,132 MOP

2019 Average 12,094 MOP

Yearly Trough Low 10,882 MOP

Transaction Impact: A difference of 1,249.91 MOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.4271

2.1940

JanuMarcMayJulySeptNove

PEN to MOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3405, compared to 2.2349 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1056 points.

H1 Avg (Jan–Jun) 2.3405

H2 Avg (Jul–Dec) 2.2349

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1040 MOP (High: 2.3426 / Low: 2.2386). On the other end, December was the most stable month, with a tight range of 0.0215 MOP (High: 2.2272 / Low: 2.2057).

March Spread (Volatile) ±0.1040

December Spread (Stable) ±0.0215

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0693 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0693

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 2.4077) against the same month in 2019 (average: 2.4161), the exchange rate shifted by -0.0084 (-0.35%).

2020 Avg (January) 2.4077

2019 Avg (January) 2.4161

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4263	2.3634	2.4077
February	2.3793	2.3228	2.3617
March	2.3426	2.2386	2.2924
April	2.3711	2.3079	2.3471
May	2.3660	2.3170	2.3365
June	2.3466	2.2573	2.2975
July	2.2841	2.2517	2.2703
August	2.2671	2.2255	2.2427
September	2.2645	2.2176	2.2453
October	2.2338	2.2037	2.2202
November	2.2325	2.1763	2.2134
December	2.2272	2.2057	2.2177