2020 PEN to NIO Historical Review

YEARLY HIGH

10.2979 NIO

YEARLY LOW

9.4902 NIO

YEARLY AVERAGE

9.8485 NIO

2020 PEN to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 10.2979. Conversely, the yearly low was recorded on March 17, dropping to 9.4902.

This high-to-low spread represents a total annual volatility of 0.8077 NIO. From a start-to-finish perspective, comparing the January average rate of 10.2079 to the December average rate of 9.6816, the exchange rate registered a net change of -5.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 10.2979 was up 0.02% compared to the 2019 peak of 10.2956, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 51,489 NIO

2019 Average 49,819 NIO

Yearly Trough Low 47,451 NIO

Transaction Impact: A difference of 4,038.64 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.2620

9.6126

JanuMarcMayJulySeptNove

PEN to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.9647, compared to 9.7323 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2324 points.

H1 Avg (Jan–Jun) 9.9647

H2 Avg (Jul–Dec) 9.7323

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4981 NIO (High: 9.9883 / Low: 9.4902). On the other end, December was the most stable month, with a tight range of 0.0959 NIO (High: 9.7308 / Low: 9.6349).

March Spread (Volatile) ±0.4981

December Spread (Stable) ±0.0959

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2864 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2864

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 10.2079) against the same month in 2019 (average: 9.7272), the exchange rate shifted by +0.4807 (+4.94%).

2020 Avg (January) 10.2079

2019 Avg (January) 9.7272

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.2979	10.0886	10.2079
February	10.1228	9.8857	10.0255
March	9.9883	9.4902	9.7391
April	10.2523	9.8233	10.0280
May	10.2502	9.8090	9.9533
June	9.9934	9.6339	9.8346
July	9.9303	9.6514	9.8350
August	9.8655	9.6971	9.7651
September	9.8907	9.6491	9.7776
October	9.7292	9.5639	9.6667
November	9.8136	9.4992	9.6680
December	9.7308	9.6349	9.6816