YEARLY HIGH
9.7081 NIO
YEARLY LOW
8.5029 NIO
YEARLY AVERAGE
9.0630 NIO

2021 PEN to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 9.7081. Conversely, the yearly low was recorded on October 3, dropping to 8.5029.

This high-to-low spread represents a total annual volatility of 1.2052 NIO. From a start-to-finish perspective, comparing the January average rate of 9.6353 to the December average rate of 8.7379, the exchange rate registered a net change of -9.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 9.7081 was down 5.73% compared to the 2020 peak of 10.2979, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 48,541 NIO
2020 Average 49,239 NIO
Yearly Trough Low 42,515 NIO
Transaction Impact: A difference of 6,025.79 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

9.7435
8.4457
JanuMarcMayJulySeptNove

PEN to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.4046, compared to 8.7214 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6832 points.

H1 Avg (Jan–Jun) 9.4046
H2 Avg (Jul–Dec) 8.7214

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.5355 NIO (High: 9.7081 / Low: 9.1726). On the other end, September was the most stable month, with a tight range of 0.0849 NIO (High: 8.5916 / Low: 8.5067).

April Spread (Volatile) ±0.5355
September Spread (Stable) ±0.0849

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3400 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3400

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 9.4821) against the same month in 2020 (average: 10.0280), the exchange rate shifted by -0.5459 (-5.44%).

2021 Avg (April) 9.4821
2020 Avg (April) 10.0280

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.7008 9.5835 9.6353
February 9.6263 9.5055 9.5849
March 9.5784 9.3008 9.4442
April 9.7081 9.1726 9.4821
May 9.5691 9.1019 9.3107
June 9.2317 8.7647 8.9707
July 9.0235 8.7736 8.8983
August 8.9473 8.5346 8.6129
September 8.5916 8.5067 8.5538
October 8.9741 8.5029 8.7608
November 8.8237 8.6652 8.7649
December 8.9306 8.6257 8.7379