2020 PEN to NPR Historical Review

YEARLY HIGH

36.2128 NPR

YEARLY LOW

32.2923 NPR

YEARLY AVERAGE

33.9335 NPR

2020 PEN to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 36.2128. Conversely, the yearly low was recorded on December 31, dropping to 32.2923.

This high-to-low spread represents a total annual volatility of 3.9205 NPR. From a start-to-finish perspective, comparing the January average rate of 34.2721 to the December average rate of 32.7168, the exchange rate registered a net change of -4.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 36.2128 was up 4.92% compared to the 2019 peak of 34.5143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 181,064 NPR

2019 Average 168,714 NPR

Yearly Trough Low 161,461 NPR

Transaction Impact: A difference of 19,602.65 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

36.1330

32.4062

JanuMarcMayJulySeptNove

PEN to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.6992, compared to 33.1679 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5313 points.

H1 Avg (Jan–Jun) 34.6992

H2 Avg (Jul–Dec) 33.1679

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.0648 NPR (High: 35.3046 / Low: 33.2398). On the other end, September was the most stable month, with a tight range of 0.5520 NPR (High: 33.3271 / Low: 32.7751).

March Spread (Volatile) ±2.0648

September Spread (Stable) ±0.5520

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.7812 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7812

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 35.8225) against the same month in 2019 (average: 33.6644), the exchange rate shifted by +2.1580 (+6.41%).

2020 Avg (April) 35.8225

2019 Avg (April) 33.6644

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	34.7577	33.6924	34.2721
February	33.9944	33.4424	33.7199
March	35.3046	33.2398	34.0994
April	36.2128	34.9880	35.8225
May	35.7634	35.0471	35.4057
June	35.4975	34.1951	34.8756
July	34.4618	33.7070	34.0944
August	33.9467	32.9072	33.5088
September	33.3271	32.7751	33.0345
October	32.9874	32.4064	32.7238
November	33.2259	32.4581	32.9291
December	32.9132	32.2923	32.7168