YEARLY HIGH
45.4643 NPR
YEARLY LOW
42.3606 NPR
YEARLY AVERAGE
44.0401 NPR

2026 PEN to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 45.4643. Conversely, the yearly low was recorded on March 9, dropping to 42.3606.

This high-to-low spread represents a total annual volatility of 3.1037 NPR. From a start-to-finish perspective, comparing the January average rate of 43.2532 to the December average rate of 45.0176, the exchange rate registered a net change of 4.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 45.4643 was up 5.35% compared to the 2025 peak of 43.1541, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 227,321 NPR
2025 Average 195,617 NPR
Yearly Trough Low 211,803 NPR
Transaction Impact: A difference of 15,518.63 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

45.2674
42.9139
JanuMarcMayJuly

PEN to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.7053, compared to 45.0444 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3391 points.

H1 Avg (Jan–Jun) 43.7053
H2 Avg (Jul–Dec) 45.0444

Volatility Range Comparison

Volatility

The most volatile month in 2026 was May, with a trading range of 1.7271 NPR (High: 45.0068 / Low: 43.2797). On the other end, August was the most stable month, with a tight range of 0.0386 NPR (High: 45.0418 / Low: 45.0032).

May Spread (Volatile) ±1.7271
August Spread (Stable) ±0.0386

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1679 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1679

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 45.0713) against the same month in 2025 (average: 38.7277), the exchange rate shifted by +6.3436 (+16.38%).

2026 Avg (July) 45.0713
2025 Avg (July) 38.7277

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 44.0191 42.7599 43.2532
February 43.9474 42.9409 43.2551
March 43.7250 42.3606 43.1100
April 44.1177 42.6830 43.4132
May 45.0068 43.2797 44.6841
June 45.0189 44.0343 44.5162
July 45.4643 44.2941 45.0713
August 45.0418 45.0032 45.0176