2020 PEN to XPF Historical Review

YEARLY HIGH

32.8379 XPF

YEARLY LOW

26.8035 XPF

YEARLY AVERAGE

30.0014 XPF

2020 PEN to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 32.8379. Conversely, the yearly low was recorded on December 30, dropping to 26.8035.

This high-to-low spread represents a total annual volatility of 6.0344 XPF. From a start-to-finish perspective, comparing the January average rate of 32.3178 to the December average rate of 27.2262, the exchange rate registered a net change of -15.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 32.8379 was up 0.40% compared to the 2019 peak of 32.7064, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 164,190 XPF

2019 Average 159,727 XPF

Yearly Trough Low 134,018 XPF

Transaction Impact: A difference of 30,172.06 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

32.8269

26.7170

JanuMarcMayJulySeptNove

PEN to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.7055, compared to 28.2973 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.4083 points.

H1 Avg (Jan–Jun) 31.7055

H2 Avg (Jul–Dec) 28.2973

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.7653 XPF (High: 31.7795 / Low: 30.0142). On the other end, October was the most stable month, with a tight range of 0.4696 XPF (High: 28.4284 / Low: 27.9588).

March Spread (Volatile) ±1.7653

October Spread (Stable) ±0.4696

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.4417 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.4417

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 32.2907) against the same month in 2019 (average: 32.1560), the exchange rate shifted by +0.1347 (+0.42%).

2020 Avg (April) 32.2907

2019 Avg (April) 32.1560

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.5855	31.7736	32.3178
February	32.6961	31.3243	32.2401
March	31.7795	30.0142	30.9060
April	32.8379	31.6174	32.2907
May	32.5145	31.2624	31.9601
June	31.3108	30.0325	30.5184
July	30.1537	28.6786	29.6199
August	28.7529	27.9821	28.3341
September	28.7694	28.1656	28.4775
October	28.4284	27.9588	28.2039
November	28.3510	27.4561	27.9218
December	27.4667	26.8035	27.2262