YEARLY HIGH
30.8652 XPF
YEARLY LOW
28.2506 XPF
YEARLY AVERAGE
29.3924 XPF

2024 PEN to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PEN to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 30.8652. Conversely, the yearly low was recorded on September 24, dropping to 28.2506.

This high-to-low spread represents a total annual volatility of 2.6146 XPF. From a start-to-finish perspective, comparing the January average rate of 29.3150 to the December average rate of 30.5377, the exchange rate registered a net change of 4.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 30.8652 was up 1.45% compared to the 2023 peak of 30.4253, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 154,326 XPF
2023 Average 147,471 XPF
Yearly Trough Low 141,253 XPF
Transaction Impact: A difference of 13,073.09 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

30.7419
28.2912
JanuMarcMayJulySeptNove

PEN to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.4308, compared to 29.3541 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0767 points.

H1 Avg (Jan–Jun) 29.4308
H2 Avg (Jul–Dec) 29.3541

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 1.2739 XPF (High: 30.2149 / Low: 28.9410). On the other end, October was the most stable month, with a tight range of 0.4536 XPF (High: 29.4590 / Low: 29.0054).

November Spread (Volatile) ±1.2739
October Spread (Stable) ±0.4536

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.4889 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4889

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 30.5377) against the same month in 2023 (average: 29.2421), the exchange rate shifted by +1.2955 (+4.43%).

2024 Avg (December) 30.5377
2023 Avg (December) 29.2421

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 29.6272 28.8594 29.3150
February 29.1190 28.5894 28.8745
March 30.0181 29.0715 29.5504
April 30.3944 29.5930 29.9565
May 30.0243 29.2805 29.5767
June 29.5706 29.0246 29.3117
July 29.5423 28.8766 29.2113
August 29.5979 28.4171 28.9843
September 28.8339 28.2506 28.4955
October 29.4590 29.0054 29.1959
November 30.2149 28.9410 29.6997
December 30.8652 30.1344 30.5377