2026 PEN to XPF Historical Review

YEARLY HIGH

30.9461 XPF

YEARLY LOW

29.0079 XPF

YEARLY AVERAGE

30.2206 XPF

2026 PEN to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 30.9461. Conversely, the yearly low was recorded on May 2, dropping to 29.0079.

This high-to-low spread represents a total annual volatility of 1.9382 XPF. From a start-to-finish perspective, comparing the January average rate of 30.2892 to the December average rate of 30.6185, the exchange rate registered a net change of 1.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 30.9461 was down 1.31% compared to the 2025 peak of 31.3573, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 154,730 XPF

2025 Average 148,208 XPF

Yearly Trough Low 145,039 XPF

Transaction Impact: A difference of 9,691.00 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

30.8453

29.5970

JanuMarcMayJuly

PEN to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.0675, compared to 30.6799 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6124 points.

H1 Avg (Jan–Jun) 30.0675

H2 Avg (Jul–Dec) 30.6799

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1.2262 XPF (High: 30.2978 / Low: 29.0716). On the other end, August was the most stable month, with a tight range of 0.0336 XPF (High: 30.6417 / Low: 30.6081).

April Spread (Volatile) ±1.2262

August Spread (Stable) ±0.0336

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2916 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2916

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 30.4402) against the same month in 2025 (average: 28.7193), the exchange rate shifted by +1.7209 (+5.99%).

2026 Avg (June) 30.4402

2025 Avg (June) 28.7193

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	30.6062	29.6535	30.2892
February	30.2723	29.8601	30.0697
March	30.5363	29.4813	29.9926
April	30.2978	29.0716	29.7010
May	30.1311	29.0079	29.9120
June	30.9461	29.8131	30.4402
July	30.8869	30.5937	30.7413
August	30.6417	30.6081	30.6185