YEARLY HIGH
31.3573 XPF
YEARLY LOW
27.8363 XPF
YEARLY AVERAGE
29.6480 XPF

2025 PEN to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 31.3573. Conversely, the yearly low was recorded on April 20, dropping to 27.8363.

This high-to-low spread represents a total annual volatility of 3.5210 XPF. From a start-to-finish perspective, comparing the January average rate of 30.7562 to the December average rate of 30.2535, the exchange rate registered a net change of -1.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 31.3573 was up 1.59% compared to the 2024 peak of 30.8652, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 156,787 XPF
2024 Average 146,978 XPF
Yearly Trough Low 139,181 XPF
Transaction Impact: A difference of 17,605.19 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

31.1538
28.4808
JanuMarcMayJulySeptNove

PEN to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.7004, compared to 29.5955 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1050 points.

H1 Avg (Jan–Jun) 29.7004
H2 Avg (Jul–Dec) 29.5955

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 2.2199 XPF (High: 30.0562 / Low: 27.8363). On the other end, November was the most stable month, with a tight range of 0.3169 XPF (High: 30.7784 / Low: 30.4615).

April Spread (Volatile) ±2.2199
November Spread (Stable) ±0.3169

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.5221 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -1.5221

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 30.9310) against the same month in 2024 (average: 28.8745), the exchange rate shifted by +2.0565 (+7.12%).

2025 Avg (February) 30.9310
2024 Avg (February) 28.8745

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 30.9698 30.5175 30.7562
February 31.3573 30.6669 30.9310
March 31.0586 29.7902 30.2257
April 30.0562 27.8363 28.7036
May 29.4992 28.5693 28.8670
June 28.9387 28.2935 28.7193
July 29.3339 28.4473 28.7305
August 29.3153 28.6048 28.9292
September 29.2546 28.8268 29.0684
October 30.4323 29.2662 29.9854
November 30.7784 30.4615 30.6058
December 30.5479 29.8227 30.2535