YEARLY HIGH
1.9936 BDT
YEARLY LOW
1.8587 BDT
YEARLY AVERAGE
1.9407 BDT

2012 PHP to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PHP to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 1.9936. Conversely, the yearly low was recorded on January 8, dropping to 1.8587.

This high-to-low spread represents a total annual volatility of 0.1350 BDT. From a start-to-finish perspective, comparing the January average rate of 1.9116 to the December average rate of 1.9694, the exchange rate registered a net change of 3.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.9936 was up 6.81% compared to the 2011 peak of 1.8666, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 498,401 BDT
2011 Average 427,809 BDT
Yearly Trough Low 464,663 BDT
Transaction Impact: A difference of 33,738.90 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.9891
1.9013
JanuMarcMayJulySeptNove

PHP to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9192, compared to 1.9623 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0431 points.

H1 Avg (Jan–Jun) 1.9192
H2 Avg (Jul–Dec) 1.9623

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1154 BDT (High: 1.9740 / Low: 1.8587). On the other end, October was the most stable month, with a tight range of 0.0199 BDT (High: 1.9773 / Low: 1.9574).

January Spread (Volatile) ±0.1154
October Spread (Stable) ±0.0199

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0402 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0402

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.9694) against the same month in 2011 (average: 1.7967), the exchange rate shifted by +0.1726 (+9.61%).

2012 Avg (December) 1.9694
2011 Avg (December) 1.7967

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9740 1.8587 1.9116
February 1.9900 1.9021 1.9488
March 1.9227 1.8976 1.9086
April 1.9445 1.9079 1.9198
May 1.9439 1.8703 1.9090
June 1.9437 1.8839 1.9171
July 1.9718 1.9377 1.9555
August 1.9669 1.9200 1.9396
September 1.9805 1.9438 1.9605
October 1.9773 1.9574 1.9670
November 1.9931 1.9718 1.9818
December 1.9936 1.9390 1.9694