2026 PHP to BDT Historical Review

YEARLY HIGH

2.1206 BDT

YEARLY LOW

1.9863 BDT

YEARLY AVERAGE

2.0430 BDT

2026 PHP to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 2.1206. Conversely, the yearly low was recorded on June 3, dropping to 1.9863.

This high-to-low spread represents a total annual volatility of 0.1343 BDT. From a start-to-finish perspective, comparing the January average rate of 2.0667 to the December average rate of 1.9948, the exchange rate registered a net change of -3.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.1206 was down 3.75% compared to the 2025 peak of 2.2032, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 530,145 BDT

2025 Average 529,878 BDT

Yearly Trough Low 496,581 BDT

Transaction Impact: A difference of 33,563.47 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.1109

1.9842

JanuFebrMarcApriMayJune

PHP to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0430, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.0430 points.

H1 Avg (Jan–Jun) 2.0430

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0931 BDT (High: 2.1135 / Low: 2.0204). On the other end, May was the most stable month, with a tight range of 0.0080 BDT (High: 2.0029 / Low: 1.9949).

March Spread (Volatile) ±0.0931

May Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0440 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0440

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 2.1004) against the same month in 2025 (average: 2.0976), the exchange rate shifted by +0.0028 (+0.13%).

2026 Avg (February) 2.1004

2025 Avg (February) 2.0976

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0812	2.0537	2.0667
February	2.1206	2.0693	2.1004
March	2.1135	2.0204	2.0573
April	2.0727	1.9910	2.0413
May	2.0029	1.9949	1.9973
June	2.0197	1.9863	1.9948