2025 PHP to BDT Historical Review

YEARLY HIGH

2.2032 BDT

YEARLY LOW

2.0528 BDT

YEARLY AVERAGE

2.1194 BDT

2025 PHP to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on May 26, valuing the pair at 2.2032. Conversely, the yearly low was recorded on January 1, dropping to 2.0528.

This high-to-low spread represents a total annual volatility of 0.1504 BDT. From a start-to-finish perspective, comparing the January average rate of 2.0808 to the December average rate of 2.0776, the exchange rate registered a net change of -0.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.2032 was up 2.29% compared to the 2024 peak of 2.1539, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 550,795 BDT

2024 Average 503,713 BDT

Yearly Trough Low 513,204 BDT

Transaction Impact: A difference of 37,590.76 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.2012

2.0641

JanuMarcMayJulySeptNove

PHP to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1318, compared to 2.1070 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0248 points.

H1 Avg (Jan–Jun) 2.1318

H2 Avg (Jul–Dec) 2.1070

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0849 BDT (High: 2.1820 / Low: 2.0971). On the other end, November was the most stable month, with a tight range of 0.0196 BDT (High: 2.0846 / Low: 2.0650).

July Spread (Volatile) ±0.0849

November Spread (Stable) ±0.0196

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0343 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0343

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 2.1898) against the same month in 2024 (average: 1.9899), the exchange rate shifted by +0.1999 (+10.05%).

2025 Avg (May) 2.1898

2024 Avg (May) 1.9899

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0949	2.0528	2.0808
February	2.1200	2.0839	2.0976
March	2.1238	2.0957	2.1152
April	2.1789	2.1115	2.1379
May	2.2032	2.1692	2.1898
June	2.1970	2.1322	2.1696
July	2.1820	2.0971	2.1449
August	2.1514	2.0855	2.1295
September	2.1470	2.0864	2.1245
October	2.1027	2.0713	2.0901
November	2.0846	2.0650	2.0755
December	2.0899	2.0584	2.0776