YEARLY HIGH
1.7807 BDT
YEARLY LOW
1.6618 BDT
YEARLY AVERAGE
1.7275 BDT

2021 PHP to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 1.7807. Conversely, the yearly low was recorded on July 19, dropping to 1.6618.

This high-to-low spread represents a total annual volatility of 0.1188 BDT. From a start-to-finish perspective, comparing the January average rate of 1.7642 to the December average rate of 1.7051, the exchange rate registered a net change of -3.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.7807 was up 0.70% compared to the 2020 peak of 1.7683, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 445,169 BDT
2020 Average 427,807 BDT
Yearly Trough Low 415,461 BDT
Transaction Impact: A difference of 29,708.02 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.7785
1.6804
JanuMarcMayJulySeptNove

PHP to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7575, compared to 1.6974 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0601 points.

H1 Avg (Jan–Jun) 1.7575
H2 Avg (Jul–Dec) 1.6974

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0751 BDT (High: 1.7481 / Low: 1.6730). On the other end, March was the most stable month, with a tight range of 0.0111 BDT (High: 1.7518 / Low: 1.7407).

August Spread (Volatile) ±0.0751
March Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0654 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0654

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 1.7601) against the same month in 2020 (average: 1.6966), the exchange rate shifted by +0.0635 (+3.74%).

2021 Avg (June) 1.7601
2020 Avg (June) 1.6966

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7768 1.7508 1.7642
February 1.7696 1.7309 1.7555
March 1.7518 1.7407 1.7457
April 1.7569 1.7400 1.7491
May 1.7787 1.7562 1.7703
June 1.7807 1.7373 1.7601
July 1.7272 1.6618 1.6947
August 1.7481 1.6730 1.6935
September 1.7149 1.6743 1.6990
October 1.7026 1.6834 1.6885
November 1.7222 1.6907 1.7038
December 1.7328 1.6727 1.7051