YEARLY HIGH
0.0286 CAD
YEARLY LOW
0.0254 CAD
YEARLY AVERAGE
0.0270 CAD

2020 PHP to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 0.0286. Conversely, the yearly low was recorded on January 6, dropping to 0.0254.

This high-to-low spread represents a total annual volatility of 0.0032 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0257 to the December average rate of 0.0266, the exchange rate registered a net change of 3.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0286 was up 9.10% compared to the 2019 peak of 0.0262, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 7,145 CAD
2019 Average 6,408 CAD
Yearly Trough Low 6,343 CAD
Transaction Impact: A difference of 802.05 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0279
0.0255
JanuMarcMayJulySeptNove

PHP to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0270, compared to 0.0271 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0270
H2 Avg (Jul–Dec) 0.0271

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0021 CAD (High: 0.0284 / Low: 0.0263). On the other end, February was the most stable month, with a tight range of 0.0003 CAD (High: 0.0263 / Low: 0.0259).

March Spread (Volatile) ±0.0021
February Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.0277) against the same month in 2019 (average: 0.0258), the exchange rate shifted by +0.0019 (+7.49%).

2020 Avg (May) 0.0277
2019 Avg (May) 0.0258

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0260 0.0254 0.0257
February 0.0263 0.0259 0.0261
March 0.0284 0.0263 0.0274
April 0.0281 0.0274 0.0277
May 0.0286 0.0271 0.0277
June 0.0274 0.0268 0.0271
July 0.0275 0.0271 0.0273
August 0.0273 0.0269 0.0271
September 0.0277 0.0269 0.0272
October 0.0275 0.0270 0.0272
November 0.0275 0.0269 0.0271
December 0.0269 0.0264 0.0266