2026 PHP to CAD Historical Review

YEARLY HIGH

0.0238 CAD

YEARLY LOW

0.0222 CAD

YEARLY AVERAGE

0.0230 CAD

2026 PHP to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0238. Conversely, the yearly low was recorded on April 30, dropping to 0.0222.

This high-to-low spread represents a total annual volatility of 0.0016 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0233 to the December average rate of 0.0226, the exchange rate registered a net change of -3.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0238 was down 5.60% compared to the 2025 peak of 0.0252, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 5,943 CAD

2025 Average 6,079 CAD

Yearly Trough Low 5,547 CAD

Transaction Impact: A difference of 396.21 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0236

0.0223

JanuFebrMarcApriMayJune

PHP to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0230, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0230 points.

H1 Avg (Jan–Jun) 0.0230

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0011 CAD (High: 0.0233 / Low: 0.0222). On the other end, May was the most stable month, with a tight range of 0.0003 CAD (High: 0.0225 / Low: 0.0222).

April Spread (Volatile) ±0.0011

May Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0005 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.0235) against the same month in 2025 (average: 0.0247), the exchange rate shifted by -0.0012 (-4.81%).

2026 Avg (February) 0.0235

2025 Avg (February) 0.0247

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0235	0.0229	0.0233
February	0.0238	0.0231	0.0235
March	0.0237	0.0228	0.0231
April	0.0233	0.0222	0.0229
May	0.0225	0.0222	0.0224
June	0.0230	0.0224	0.0226