2021 PHP to CAD Historical Review

YEARLY HIGH

0.0267 CAD

YEARLY LOW

0.0243 CAD

YEARLY AVERAGE

0.0255 CAD

2021 PHP to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 0.0267. Conversely, the yearly low was recorded on October 20, dropping to 0.0243.

This high-to-low spread represents a total annual volatility of 0.0024 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0265 to the December average rate of 0.0254, the exchange rate registered a net change of -3.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0267 was down 6.42% compared to the 2020 peak of 0.0286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 6,686 CAD

2020 Average 6,761 CAD

Yearly Trough Low 6,074 CAD

Transaction Impact: A difference of 611.88 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0267

0.0243

JanuMarcMayJulySeptNove

PHP to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0259, compared to 0.0251 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0259

H2 Avg (Jul–Dec) 0.0251

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0012 CAD (High: 0.0259 / Low: 0.0248). On the other end, January was the most stable month, with a tight range of 0.0004 CAD (High: 0.0267 / Low: 0.0263).

December Spread (Volatile) ±0.0012

January Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.0263) against the same month in 2020 (average: 0.0261), the exchange rate shifted by +0.0001 (+0.57%).

2021 Avg (February) 0.0263

2020 Avg (February) 0.0261

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0267	0.0263	0.0265
February	0.0267	0.0257	0.0263
March	0.0261	0.0255	0.0259
April	0.0261	0.0254	0.0258
May	0.0256	0.0251	0.0253
June	0.0257	0.0252	0.0254
July	0.0253	0.0248	0.0250
August	0.0258	0.0248	0.0251
September	0.0256	0.0247	0.0252
October	0.0249	0.0243	0.0245
November	0.0253	0.0245	0.0250
December	0.0259	0.0248	0.0254