YEARLY HIGH
0.0252 CAD
YEARLY LOW
0.0233 CAD
YEARLY AVERAGE
0.0243 CAD

2025 PHP to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.0252. Conversely, the yearly low was recorded on December 30, dropping to 0.0233.

This high-to-low spread represents a total annual volatility of 0.0019 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0246 to the December average rate of 0.0234, the exchange rate registered a net change of -4.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0252 was up 1.14% compared to the 2024 peak of 0.0249, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 6,295 CAD
2024 Average 5,981 CAD
Yearly Trough Low 5,814 CAD
Transaction Impact: A difference of 481.00 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0252
0.0233
JanuMarcMayJulySeptNove

PHP to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0247, compared to 0.0239 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0247
H2 Avg (Jul–Dec) 0.0239

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0008 CAD (High: 0.0252 / Low: 0.0244). On the other end, November was the most stable month, with a tight range of 0.0004 CAD (High: 0.0241 / Low: 0.0237).

February Spread (Volatile) ±0.0008
November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.0247) against the same month in 2024 (average: 0.0241), the exchange rate shifted by +0.0006 (+2.35%).

2025 Avg (February) 0.0247
2024 Avg (February) 0.0241

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0249 0.0244 0.0246
February 0.0252 0.0244 0.0247
March 0.0252 0.0248 0.0250
April 0.0250 0.0242 0.0246
May 0.0252 0.0246 0.0249
June 0.0246 0.0239 0.0243
July 0.0243 0.0238 0.0241
August 0.0245 0.0239 0.0242
September 0.0244 0.0239 0.0242
October 0.0242 0.0236 0.0240
November 0.0241 0.0237 0.0239
December 0.0239 0.0233 0.0234