2015 PHP to HNL Historical Review

YEARLY HIGH

0.4965 HNL

YEARLY LOW

0.4583 HNL

YEARLY AVERAGE

0.4768 HNL

2015 PHP to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PHP to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 0.4965. Conversely, the yearly low was recorded on December 14, dropping to 0.4583.

This high-to-low spread represents a total annual volatility of 0.0382 HNL. From a start-to-finish perspective, comparing the January average rate of 0.4725 to the December average rate of 0.4636, the exchange rate registered a net change of -1.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4965 was up 2.14% compared to the 2014 peak of 0.4861, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 124,129 HNL

2014 Average 114,991 HNL

Yearly Trough Low 114,584 HNL

Transaction Impact: A difference of 9,545.24 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4947

0.4608

JanuMarcMayJulySeptNove

PHP to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4822, compared to 0.4713 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0109 points.

H1 Avg (Jan–Jun) 0.4822

H2 Avg (Jul–Dec) 0.4713

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0173 HNL (High: 0.4756 / Low: 0.4583). On the other end, May was the most stable month, with a tight range of 0.0046 HNL (High: 0.4941 / Low: 0.4895).

December Spread (Volatile) ±0.0173

May Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0083 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.4855) against the same month in 2014 (average: 0.4294), the exchange rate shifted by +0.0560 (+13.05%).

2015 Avg (April) 0.4855

2014 Avg (April) 0.4294

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4803	0.4655	0.4725
February	0.4815	0.4743	0.4782
March	0.4904	0.4746	0.4808
April	0.4965	0.4795	0.4855
May	0.4941	0.4895	0.4919
June	0.4914	0.4818	0.4845
July	0.4845	0.4792	0.4822
August	0.4804	0.4673	0.4738
September	0.4711	0.4645	0.4678
October	0.4796	0.4674	0.4739
November	0.4709	0.4643	0.4666
December	0.4756	0.4583	0.4636