2020 PHP to HNL Historical Review

YEARLY HIGH

0.5119 HNL

YEARLY LOW

0.4768 HNL

YEARLY AVERAGE

0.4988 HNL

2020 PHP to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 15, valuing the pair at 0.5119. Conversely, the yearly low was recorded on March 17, dropping to 0.4768.

This high-to-low spread represents a total annual volatility of 0.0352 HNL. From a start-to-finish perspective, comparing the January average rate of 0.4876 to the December average rate of 0.5042, the exchange rate registered a net change of 3.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5119 was up 4.42% compared to the 2019 peak of 0.4902, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 127,982 HNL

2019 Average 118,579 HNL

Yearly Trough Low 119,189 HNL

Transaction Impact: A difference of 8,792.38 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5114

0.4854

JanuMarcMayJulySeptNove

PHP to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4915, compared to 0.5061 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 0.4915

H2 Avg (Jul–Dec) 0.5061

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0193 HNL (High: 0.4960 / Low: 0.4768). On the other end, December was the most stable month, with a tight range of 0.0045 HNL (High: 0.5061 / Low: 0.5016).

March Spread (Volatile) ±0.0193

December Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0026 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 0.5093) against the same month in 2019 (average: 0.4731), the exchange rate shifted by +0.0362 (+7.65%).

2020 Avg (September) 0.5093

2019 Avg (September) 0.4731

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5000	0.4837	0.4876
February	0.4925	0.4839	0.4885
March	0.4960	0.4768	0.4886
April	0.4956	0.4870	0.4918
May	0.5011	0.4890	0.4942
June	0.5018	0.4943	0.4981
July	0.5075	0.5002	0.5036
August	0.5104	0.5033	0.5069
September	0.5119	0.5070	0.5093
October	0.5094	0.5032	0.5067
November	0.5104	0.5032	0.5059
December	0.5061	0.5016	0.5042