2019 PHP to HNL Historical Review

YEARLY HIGH

0.4902 HNL

YEARLY LOW

0.2925 HNL

YEARLY AVERAGE

0.4743 HNL

2019 PHP to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PHP to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 0.4902. Conversely, the yearly low was recorded on December 9, dropping to 0.2925.

This high-to-low spread represents a total annual volatility of 0.1978 HNL. From a start-to-finish perspective, comparing the January average rate of 0.4659 to the December average rate of 0.4806, the exchange rate registered a net change of 3.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.4902 was up 2.95% compared to the 2018 peak of 0.4762, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 122,558 HNL

2018 Average 113,537 HNL

Yearly Trough Low 73,119 HNL

Transaction Impact: A difference of 49,438.98 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.4888

0.4638

JanuMarcMayJulySeptNove

PHP to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4698, compared to 0.4789 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0091 points.

H1 Avg (Jan–Jun) 0.4698

H2 Avg (Jul–Dec) 0.4789

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.1978 HNL (High: 0.4902 / Low: 0.2925). On the other end, February was the most stable month, with a tight range of 0.0064 HNL (High: 0.4722 / Low: 0.4658).

December Spread (Volatile) ±0.1978

February Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0104 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0104

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.4806) against the same month in 2018 (average: 0.4596), the exchange rate shifted by +0.0210 (+4.56%).

2019 Avg (December) 0.4806

2018 Avg (December) 0.4596

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4694	0.4618	0.4659
February	0.4722	0.4658	0.4693
March	0.4735	0.4593	0.4670
April	0.4754	0.4678	0.4720
May	0.4751	0.4475	0.4665
June	0.4833	0.4684	0.4778
July	0.4853	0.4784	0.4816
August	0.4809	0.4640	0.4712
September	0.4760	0.4688	0.4731
October	0.4867	0.4717	0.4799
November	0.4897	0.4833	0.4867
December	0.4902	0.2925	0.4806