2022 PHP to HNL Historical Review

YEARLY HIGH

0.4831 HNL

YEARLY LOW

0.4162 HNL

YEARLY AVERAGE

0.4525 HNL

2022 PHP to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PHP to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.4831. Conversely, the yearly low was recorded on September 27, dropping to 0.4162.

This high-to-low spread represents a total annual volatility of 0.0669 HNL. From a start-to-finish perspective, comparing the January average rate of 0.4787 to the December average rate of 0.4446, the exchange rate registered a net change of -7.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.4831 was down 6.72% compared to the 2021 peak of 0.5179, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 120,773 HNL

2021 Average 122,369 HNL

Yearly Trough Low 104,047 HNL

Transaction Impact: A difference of 16,726.03 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4851

0.4156

JanuMarcMayJulySeptNove

PHP to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4707, compared to 0.4344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0362 points.

H1 Avg (Jan–Jun) 0.4707

H2 Avg (Jul–Dec) 0.4344

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0262 HNL (High: 0.4622 / Low: 0.4359). On the other end, May was the most stable month, with a tight range of 0.0050 HNL (High: 0.4702 / Low: 0.4652).

August Spread (Volatile) ±0.0262

May Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0178 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0178

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 0.4793) against the same month in 2021 (average: 0.5020), the exchange rate shifted by -0.0227 (-4.52%).

2022 Avg (February) 0.4793

2021 Avg (February) 0.5020

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4812	0.4761	0.4787
February	0.4831	0.4758	0.4793
March	0.4795	0.4654	0.4700
April	0.4772	0.4665	0.4707
May	0.4702	0.4652	0.4677
June	0.4679	0.4468	0.4575
July	0.4465	0.4355	0.4398
August	0.4622	0.4359	0.4419
September	0.4348	0.4162	0.4275
October	0.4268	0.4163	0.4214
November	0.4389	0.4185	0.4314
December	0.4491	0.4390	0.4446