2020 PHP to INR Historical Review

YEARLY HIGH

1.5493 INR

YEARLY LOW

1.3936 INR

YEARLY AVERAGE

1.4950 INR

2020 PHP to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 1.5493. Conversely, the yearly low was recorded on January 15, dropping to 1.3936.

This high-to-low spread represents a total annual volatility of 0.1557 INR. From a start-to-finish perspective, comparing the January average rate of 1.4020 to the December average rate of 1.5320, the exchange rate registered a net change of 9.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5493 was up 9.10% compared to the 2019 peak of 1.4200, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 387,322 INR

2019 Average 340,076 INR

Yearly Trough Low 348,389 INR

Transaction Impact: A difference of 38,932.77 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5523

1.3884

JanuMarcMayJulySeptNove

PHP to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4653, compared to 1.5247 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0594 points.

H1 Avg (Jan–Jun) 1.4653

H2 Avg (Jul–Dec) 1.5247

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0751 INR (High: 1.4943 / Low: 1.4192). On the other end, February was the most stable month, with a tight range of 0.0164 INR (High: 1.4175 / Low: 1.4011).

March Spread (Volatile) ±0.0751

February Spread (Stable) ±0.0164

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0136 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0136

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 1.5386) against the same month in 2019 (average: 1.4094), the exchange rate shifted by +0.1292 (+9.17%).

2020 Avg (November) 1.5386

2019 Avg (November) 1.4094

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4140	1.3936	1.4020
February	1.4175	1.4011	1.4090
March	1.4943	1.4192	1.4638
April	1.5190	1.4956	1.5047
May	1.5199	1.4853	1.4986
June	1.5265	1.4960	1.5138
July	1.5244	1.5025	1.5161
August	1.5434	1.5121	1.5291
September	1.5261	1.5027	1.5156
October	1.5405	1.5063	1.5168
November	1.5493	1.5315	1.5386
December	1.5416	1.5216	1.5320