2026 PHP to INR Historical Review

YEARLY HIGH

1.5807 INR

YEARLY LOW

1.5156 INR

YEARLY AVERAGE

1.5516 INR

2026 PHP to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 1.5807. Conversely, the yearly low was recorded on January 7, dropping to 1.5156.

This high-to-low spread represents a total annual volatility of 0.0651 INR. From a start-to-finish perspective, comparing the January average rate of 1.5352 to the December average rate of 1.5500, the exchange rate registered a net change of 0.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.5807 was up 1.63% compared to the 2025 peak of 1.5554, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 395,186 INR

2025 Average 379,026 INR

Yearly Trough Low 378,911 INR

Transaction Impact: A difference of 16,275.46 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.5637

1.5326

JanuFebrMarcApriMayJune

PHP to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5516, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5516 points.

H1 Avg (Jan–Jun) 1.5516

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0502 INR (High: 1.5659 / Low: 1.5156). On the other end, May was the most stable month, with a tight range of 0.0168 INR (High: 1.5618 / Low: 1.5451).

January Spread (Volatile) ±0.0502

May Spread (Stable) ±0.0168

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0094 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0094

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 1.5601) against the same month in 2025 (average: 1.4996), the exchange rate shifted by +0.0605 (+4.03%).

2026 Avg (February) 1.5601

2025 Avg (February) 1.4996

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5659	1.5156	1.5352
February	1.5807	1.5318	1.5601
March	1.5780	1.5431	1.5611
April	1.5797	1.5356	1.5517
May	1.5618	1.5451	1.5514
June	1.5656	1.5349	1.5500