YEARLY HIGH
1.5612 INR
YEARLY LOW
1.4451 INR
YEARLY AVERAGE
1.5009 INR

2021 PHP to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 1.5612. Conversely, the yearly low was recorded on September 27, dropping to 1.4451.

This high-to-low spread represents a total annual volatility of 0.1161 INR. From a start-to-finish perspective, comparing the January average rate of 1.5208 to the December average rate of 1.4989, the exchange rate registered a net change of -1.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5612 was up 0.77% compared to the 2020 peak of 1.5493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 390,290 INR
2020 Average 373,807 INR
Yearly Trough Low 361,264 INR
Transaction Impact: A difference of 29,026.26 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5446
1.4590
JanuMarcMayJulySeptNove

PHP to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5204, compared to 1.4813 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0391 points.

H1 Avg (Jan–Jun) 1.5204
H2 Avg (Jul–Dec) 1.4813

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0739 INR (High: 1.5247 / Low: 1.4508). On the other end, June was the most stable month, with a tight range of 0.0135 INR (High: 1.5349 / Low: 1.5214).

December Spread (Volatile) ±0.0739
June Spread (Stable) ±0.0135

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0387 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0387

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 1.5375) against the same month in 2020 (average: 1.5047), the exchange rate shifted by +0.0327 (+2.18%).

2021 Avg (April) 1.5375
2020 Avg (April) 1.5047

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5277 1.5121 1.5208
February 1.5219 1.4887 1.5081
March 1.5139 1.4902 1.4996
April 1.5612 1.5104 1.5375
May 1.5431 1.5097 1.5285
June 1.5349 1.5214 1.5282
July 1.5167 1.4723 1.4895
August 1.5177 1.4616 1.4766
September 1.4795 1.4451 1.4661
October 1.4888 1.4580 1.4776
November 1.4925 1.4678 1.4793
December 1.5247 1.4508 1.4989