YEARLY HIGH
1.5554 INR
YEARLY LOW
1.4604 INR
YEARLY AVERAGE
1.5160 INR

2025 PHP to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 1.5554. Conversely, the yearly low was recorded on January 11, dropping to 1.4604.

This high-to-low spread represents a total annual volatility of 0.0950 INR. From a start-to-finish perspective, comparing the January average rate of 1.4752 to the December average rate of 1.5299, the exchange rate registered a net change of 3.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.5554 was up 3.30% compared to the 2024 peak of 1.5057, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 388,850 INR
2024 Average 365,236 INR
Yearly Trough Low 365,091 INR
Transaction Impact: A difference of 23,759.05 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.5483
1.4686
JanuMarcMayJulySeptNove

PHP to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5077, compared to 1.5244 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0167 points.

H1 Avg (Jan–Jun) 1.5077
H2 Avg (Jul–Dec) 1.5244

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0401 INR (High: 1.5536 / Low: 1.5135). On the other end, July was the most stable month, with a tight range of 0.0229 INR (High: 1.5240 / Low: 1.5010).

December Spread (Volatile) ±0.0401
July Spread (Stable) ±0.0229

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0268 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0268

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1.5416) against the same month in 2024 (average: 1.4955), the exchange rate shifted by +0.0461 (+3.08%).

2025 Avg (September) 1.5416
2024 Avg (September) 1.4955

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4840 1.4604 1.4752
February 1.5130 1.4817 1.4996
March 1.5207 1.4837 1.5075
April 1.5198 1.4923 1.5060
May 1.5447 1.5134 1.5325
June 1.5432 1.5066 1.5253
July 1.5240 1.5010 1.5149
August 1.5471 1.5090 1.5342
September 1.5554 1.5238 1.5416
October 1.5326 1.4932 1.5148
November 1.5247 1.4982 1.5107
December 1.5536 1.5135 1.5299