2015 PHP to SAR Historical Review

YEARLY HIGH

0.0853 SAR

YEARLY LOW

0.0790 SAR

YEARLY AVERAGE

0.0825 SAR

2015 PHP to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PHP to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.0853. Conversely, the yearly low was recorded on December 14, dropping to 0.0790.

This high-to-low spread represents a total annual volatility of 0.0063 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0843 to the December average rate of 0.0795, the exchange rate registered a net change of -5.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0853 was down 1.62% compared to the 2014 peak of 0.0867, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 21,328 SAR

2014 Average 21,124 SAR

Yearly Trough Low 19,757 SAR

Transaction Impact: A difference of 1,571.22 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0854

0.0790

JanuMarcMayJulySeptNove

PHP to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0842, compared to 0.0807 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.0842

H2 Avg (Jul–Dec) 0.0807

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0021 SAR (High: 0.0820 / Low: 0.0799). On the other end, May was the most stable month, with a tight range of 0.0006 SAR (High: 0.0844 / Low: 0.0838).

October Spread (Volatile) ±0.0021

May Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0017 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0843) against the same month in 2014 (average: 0.0834), the exchange rate shifted by +0.0008 (+1.02%).

2015 Avg (January) 0.0843

2014 Avg (January) 0.0834

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0853	0.0833	0.0843
February	0.0852	0.0845	0.0849
March	0.0851	0.0836	0.0843
April	0.0848	0.0840	0.0845
May	0.0844	0.0838	0.0841
June	0.0842	0.0828	0.0833
July	0.0833	0.0821	0.0828
August	0.0821	0.0802	0.0811
September	0.0808	0.0798	0.0802
October	0.0820	0.0799	0.0809
November	0.0802	0.0793	0.0797
December	0.0800	0.0790	0.0795