2020 PHP to SAR Historical Review

YEARLY HIGH

0.0782 SAR

YEARLY LOW

0.0725 SAR

YEARLY AVERAGE

0.0757 SAR

2020 PHP to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0782. Conversely, the yearly low was recorded on March 18, dropping to 0.0725.

This high-to-low spread represents a total annual volatility of 0.0057 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0738 to the December average rate of 0.0780, the exchange rate registered a net change of 5.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0782 was up 5.09% compared to the 2019 peak of 0.0744, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 19,558 SAR

2019 Average 18,116 SAR

Yearly Trough Low 18,132 SAR

Transaction Impact: A difference of 1,425.63 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0785

0.0733

JanuMarcMayJulySeptNove

PHP to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0742, compared to 0.0772 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0742

H2 Avg (Jul–Dec) 0.0772

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0024 SAR (High: 0.0749 / Low: 0.0725). On the other end, September was the most stable month, with a tight range of 0.0004 SAR (High: 0.0775 / Low: 0.0771).

March Spread (Volatile) ±0.0024

September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0001 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0780) against the same month in 2019 (average: 0.0739), the exchange rate shifted by +0.0041 (+5.60%).

2020 Avg (December) 0.0780

2019 Avg (December) 0.0739

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0743	0.0734	0.0738
February	0.0743	0.0735	0.0738
March	0.0749	0.0725	0.0738
April	0.0749	0.0736	0.0742
May	0.0752	0.0738	0.0744
June	0.0755	0.0744	0.0750
July	0.0764	0.0753	0.0759
August	0.0776	0.0763	0.0769
September	0.0775	0.0771	0.0773
October	0.0776	0.0770	0.0773
November	0.0781	0.0772	0.0777
December	0.0782	0.0777	0.0780