2025 PHP to SAR Historical Review

YEARLY HIGH

0.0678 SAR

YEARLY LOW

0.0632 SAR

YEARLY AVERAGE

0.0653 SAR

2025 PHP to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 0.0678. Conversely, the yearly low was recorded on December 9, dropping to 0.0632.

This high-to-low spread represents a total annual volatility of 0.0046 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0642 to the December average rate of 0.0638, the exchange rate registered a net change of -0.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0678 was down 0.01% compared to the 2024 peak of 0.0678, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 16,941 SAR

2024 Average 16,379 SAR

Yearly Trough Low 15,791 SAR

Transaction Impact: A difference of 1,150.00 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0678

0.0633

JanuMarcMayJulySeptNove

PHP to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0657, compared to 0.0648 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0657

H2 Avg (Jul–Dec) 0.0648

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0023 SAR (High: 0.0667 / Low: 0.0644). On the other end, November was the most stable month, with a tight range of 0.0006 SAR (High: 0.0640 / Low: 0.0634).

July Spread (Volatile) ±0.0023

November Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0012 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 0.0674) against the same month in 2024 (average: 0.0649), the exchange rate shifted by +0.0025 (+3.88%).

2025 Avg (May) 0.0674

2024 Avg (May) 0.0649

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0647	0.0636	0.0642
February	0.0650	0.0641	0.0646
March	0.0656	0.0647	0.0653
April	0.0673	0.0652	0.0660
May	0.0678	0.0671	0.0674
June	0.0674	0.0655	0.0666
July	0.0667	0.0644	0.0660
August	0.0665	0.0649	0.0657
September	0.0662	0.0644	0.0655
October	0.0648	0.0635	0.0643
November	0.0640	0.0634	0.0637
December	0.0642	0.0632	0.0638