2021 PHP to SAR Historical Review

YEARLY HIGH

0.0790 SAR

YEARLY LOW

0.0732 SAR

YEARLY AVERAGE

0.0762 SAR

2021 PHP to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 0.0790. Conversely, the yearly low was recorded on December 30, dropping to 0.0732.

This high-to-low spread represents a total annual volatility of 0.0058 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0780 to the December average rate of 0.0746, the exchange rate registered a net change of -4.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0790 was up 0.94% compared to the 2020 peak of 0.0782, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 19,741 SAR

2020 Average 18,922 SAR

Yearly Trough Low 18,294 SAR

Transaction Impact: A difference of 1,446.19 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0788

0.0735

JanuMarcMayJulySeptNove

PHP to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0778, compared to 0.0746 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.0778

H2 Avg (Jul–Dec) 0.0746

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0029 SAR (High: 0.0768 / Low: 0.0739). On the other end, March was the most stable month, with a tight range of 0.0006 SAR (High: 0.0776 / Low: 0.0770).

August Spread (Volatile) ±0.0029

March Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0029 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.0783) against the same month in 2020 (average: 0.0744), the exchange rate shifted by +0.0040 (+5.33%).

2021 Avg (May) 0.0783

2020 Avg (May) 0.0744

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0784	0.0776	0.0780
February	0.0783	0.0766	0.0777
March	0.0776	0.0770	0.0773
April	0.0777	0.0771	0.0774
May	0.0790	0.0777	0.0783
June	0.0788	0.0768	0.0779
July	0.0764	0.0736	0.0750
August	0.0768	0.0739	0.0747
September	0.0754	0.0734	0.0747
October	0.0746	0.0737	0.0740
November	0.0753	0.0740	0.0745
December	0.0753	0.0732	0.0746