2021 PHP to SZL Historical Review

YEARLY HIGH

0.3229 SZL

YEARLY LOW

0.2821 SZL

YEARLY AVERAGE

0.2999 SZL

2021 PHP to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.3229. Conversely, the yearly low was recorded on September 12, dropping to 0.2821.

This high-to-low spread represents a total annual volatility of 0.0408 SZL. From a start-to-finish perspective, comparing the January average rate of 0.3140 to the December average rate of 0.3155, the exchange rate registered a net change of 0.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3229 was down 14.27% compared to the 2020 peak of 0.3767, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 80,729 SZL

2020 Average 82,955 SZL

Yearly Trough Low 70,532 SZL

Transaction Impact: A difference of 10,196.49 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3183

0.2849

JanuMarcMayJulySeptNove

PHP to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3014, compared to 0.2985 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.3014

H2 Avg (Jul–Dec) 0.2985

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0214 SZL (High: 0.3205 / Low: 0.2991). On the other end, April was the most stable month, with a tight range of 0.0104 SZL (High: 0.3045 / Low: 0.2941).

November Spread (Volatile) ±0.0214

April Spread (Stable) ±0.0104

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0106 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3155) against the same month in 2020 (average: 0.3099), the exchange rate shifted by +0.0056 (+1.81%).

2021 Avg (December) 0.3155

2020 Avg (December) 0.3099

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3215	0.3036	0.3140
February	0.3138	0.2992	0.3059
March	0.3190	0.3026	0.3088
April	0.3045	0.2941	0.2982
May	0.3012	0.2871	0.2938
June	0.2937	0.2833	0.2876
July	0.2953	0.2839	0.2895
August	0.3068	0.2856	0.2950
September	0.2970	0.2821	0.2896
October	0.3007	0.2848	0.2933
November	0.3205	0.2991	0.3078
December	0.3229	0.3093	0.3155