2025 PHP to SZL Historical Review

YEARLY HIGH

0.3448 SZL

YEARLY LOW

0.2813 SZL

YEARLY AVERAGE

0.3112 SZL

2025 PHP to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.3448. Conversely, the yearly low was recorded on December 31, dropping to 0.2813.

This high-to-low spread represents a total annual volatility of 0.0636 SZL. From a start-to-finish perspective, comparing the January average rate of 0.3203 to the December average rate of 0.2859, the exchange rate registered a net change of -10.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3448 was up 0.21% compared to the 2024 peak of 0.3441, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 86,211 SZL

2024 Average 79,970 SZL

Yearly Trough Low 70,313 SZL

Transaction Impact: A difference of 15,897.60 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3356

0.2814

JanuMarcMayJulySeptNove

PHP to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3221, compared to 0.3003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0218 points.

H1 Avg (Jan–Jun) 0.3221

H2 Avg (Jul–Dec) 0.3003

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0243 SZL (High: 0.3448 / Low: 0.3206). On the other end, August was the most stable month, with a tight range of 0.0059 SZL (High: 0.3134 / Low: 0.3075).

April Spread (Volatile) ±0.0243

August Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0112 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.3311) against the same month in 2024 (average: 0.3306), the exchange rate shifted by +0.0005 (+0.16%).

2025 Avg (April) 0.3311

2024 Avg (April) 0.3306

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3264	0.3104	0.3203
February	0.3243	0.3167	0.3185
March	0.3234	0.3133	0.3177
April	0.3448	0.3206	0.3311
May	0.3370	0.3208	0.3279
June	0.3220	0.3107	0.3168
July	0.3155	0.3080	0.3118
August	0.3134	0.3075	0.3104
September	0.3116	0.2966	0.3047
October	0.3008	0.2914	0.2963
November	0.2975	0.2887	0.2927
December	0.2929	0.2813	0.2859