2026 PHP to SZL Historical Review

YEARLY HIGH

0.2837 SZL

YEARLY LOW

0.2629 SZL

YEARLY AVERAGE

0.2725 SZL

2026 PHP to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.2837. Conversely, the yearly low was recorded on June 1, dropping to 0.2629.

This high-to-low spread represents a total annual volatility of 0.0209 SZL. From a start-to-finish perspective, comparing the January average rate of 0.2759 to the December average rate of 0.2665, the exchange rate registered a net change of -3.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2837 was down 17.72% compared to the 2025 peak of 0.3448, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 70,931 SZL

2025 Average 77,781 SZL

Yearly Trough Low 65,713 SZL

Transaction Impact: A difference of 5,218.16 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2822

0.2647

JanuMarcMayJuly

PHP to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2734, compared to 0.2665 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0069 points.

H1 Avg (Jan–Jun) 0.2734

H2 Avg (Jul–Dec) 0.2665

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0137 SZL (High: 0.2814 / Low: 0.2677). On the other end, June was the most stable month, with a tight range of 0.0076 SZL (High: 0.2704 / Low: 0.2629).

January Spread (Volatile) ±0.0137

June Spread (Stable) ±0.0076

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0092 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0092

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.2808) against the same month in 2025 (average: 0.3177), the exchange rate shifted by -0.0370 (-11.64%).

2026 Avg (March) 0.2808

2025 Avg (March) 0.3177

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2814	0.2677	0.2759
February	0.2785	0.2708	0.2751
March	0.2837	0.2732	0.2808
April	0.2817	0.2690	0.2753
May	0.2719	0.2640	0.2661
June	0.2704	0.2629	0.2675
July	0.2722	0.2638	0.2665