2024 PHP to SZL Historical Review

YEARLY HIGH

0.3441 SZL

YEARLY LOW

0.2985 SZL

YEARLY AVERAGE

0.3199 SZL

2024 PHP to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PHP to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.3441. Conversely, the yearly low was recorded on November 5, dropping to 0.2985.

This high-to-low spread represents a total annual volatility of 0.0456 SZL. From a start-to-finish perspective, comparing the January average rate of 0.3356 to the December average rate of 0.3119, the exchange rate registered a net change of -7.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.3441 was down 2.39% compared to the 2023 peak of 0.3525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 86,027 SZL

2023 Average 82,904 SZL

Yearly Trough Low 74,622 SZL

Transaction Impact: A difference of 11,404.97 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.3419

0.3017

JanuMarcMayJulySeptNove

PHP to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3290, compared to 0.3108 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0182 points.

H1 Avg (Jan–Jun) 0.3290

H2 Avg (Jul–Dec) 0.3108

Volatility Range Comparison

Volatility

The most volatile month in 2024 was December, with a trading range of 0.0213 SZL (High: 0.3239 / Low: 0.3026). On the other end, July was the most stable month, with a tight range of 0.0078 SZL (High: 0.3150 / Low: 0.3072).

December Spread (Volatile) ±0.0213

July Spread (Stable) ±0.0078

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2024. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0121 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2024: 0.3386) against the same month in 2023 (average: 0.3263), the exchange rate shifted by +0.0122 (+3.75%).

2024 Avg (February) 0.3386

2023 Avg (February) 0.3263

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3404	0.3322	0.3356
February	0.3441	0.3312	0.3386
March	0.3417	0.3336	0.3370
April	0.3362	0.3231	0.3306
May	0.3246	0.3118	0.3185
June	0.3239	0.3036	0.3139
July	0.3150	0.3072	0.3117
August	0.3213	0.3119	0.3164
September	0.3197	0.3057	0.3144
October	0.3111	0.3011	0.3056
November	0.3105	0.2985	0.3050
December	0.3239	0.3026	0.3119