2020 PHP to TOP Historical Review

YEARLY HIGH

0.0482 TOP

YEARLY LOW

0.0447 TOP

YEARLY AVERAGE

0.0464 TOP

2020 PHP to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 0.0482. Conversely, the yearly low was recorded on June 11, dropping to 0.0447.

This high-to-low spread represents a total annual volatility of 0.0035 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0452 to the December average rate of 0.0475, the exchange rate registered a net change of 5.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0482 was up 4.74% compared to the 2019 peak of 0.0460, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 12,044 TOP

2019 Average 11,065 TOP

Yearly Trough Low 11,163 TOP

Transaction Impact: A difference of 881.63 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0480

0.0449

JanuMarcMayJulySeptNove

PHP to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0457, compared to 0.0472 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0457

H2 Avg (Jul–Dec) 0.0472

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0018 TOP (High: 0.0471 / Low: 0.0453). On the other end, December was the most stable month, with a tight range of 0.0004 TOP (High: 0.0477 / Low: 0.0473).

March Spread (Volatile) ±0.0018

December Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0477) against the same month in 2019 (average: 0.0457), the exchange rate shifted by +0.0020 (+4.39%).

2020 Avg (November) 0.0477

2019 Avg (November) 0.0457

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0455	0.0447	0.0452
February	0.0458	0.0454	0.0456
March	0.0471	0.0453	0.0461
April	0.0467	0.0456	0.0461
May	0.0462	0.0452	0.0457
June	0.0461	0.0447	0.0454
July	0.0464	0.0459	0.0461
August	0.0472	0.0462	0.0468
September	0.0478	0.0465	0.0471
October	0.0480	0.0474	0.0477
November	0.0482	0.0474	0.0477
December	0.0477	0.0473	0.0475