2026 PHP to TOP Historical Review

YEARLY HIGH

0.0418 TOP

YEARLY LOW

0.0389 TOP

YEARLY AVERAGE

0.0400 TOP

2026 PHP to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0418. Conversely, the yearly low was recorded on July 23, dropping to 0.0389.

This high-to-low spread represents a total annual volatility of 0.0029 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0407 to the December average rate of 0.0391, the exchange rate registered a net change of -4.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0418 was down 3.80% compared to the 2025 peak of 0.0435, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 10,462 TOP

2025 Average 10,483 TOP

Yearly Trough Low 9,737 TOP

Transaction Impact: A difference of 724.34 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0416

0.0388

JanuMarcMayJuly

PHP to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0402, compared to 0.0391 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0402

H2 Avg (Jul–Dec) 0.0391

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0021 TOP (High: 0.0417 / Low: 0.0397). On the other end, May was the most stable month, with a tight range of 0.0002 TOP (High: 0.0393 / Low: 0.0391).

March Spread (Volatile) ±0.0021

May Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0010 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.0414) against the same month in 2025 (average: 0.0416), the exchange rate shifted by -0.0002 (-0.46%).

2026 Avg (February) 0.0414

2025 Avg (February) 0.0416

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0410	0.0405	0.0407
February	0.0418	0.0408	0.0414
March	0.0417	0.0397	0.0404
April	0.0404	0.0391	0.0400
May	0.0393	0.0391	0.0392
June	0.0399	0.0390	0.0394
July	0.0392	0.0389	0.0391