2025 PHP to TOP Historical Review

YEARLY HIGH

0.0435 TOP

YEARLY LOW

0.0405 TOP

YEARLY AVERAGE

0.0419 TOP

2025 PHP to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 0.0435. Conversely, the yearly low was recorded on December 9, dropping to 0.0405.

This high-to-low spread represents a total annual volatility of 0.0030 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0415 to the December average rate of 0.0409, the exchange rate registered a net change of -1.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0435 was up 1.78% compared to the 2024 peak of 0.0427, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 10,875 TOP

2024 Average 10,340 TOP

Yearly Trough Low 10,132 TOP

Transaction Impact: A difference of 743.20 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0435

0.0407

JanuMarcMayJulySeptNove

PHP to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0422, compared to 0.0416 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0422

H2 Avg (Jul–Dec) 0.0416

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0015 TOP (High: 0.0428 / Low: 0.0413). On the other end, November was the most stable month, with a tight range of 0.0004 TOP (High: 0.0411 / Low: 0.0407).

July Spread (Volatile) ±0.0015

November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0008 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 0.0433) against the same month in 2024 (average: 0.0410), the exchange rate shifted by +0.0023 (+5.60%).

2025 Avg (May) 0.0433

2024 Avg (May) 0.0410

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0419	0.0411	0.0415
February	0.0420	0.0413	0.0416
March	0.0421	0.0415	0.0419
April	0.0432	0.0418	0.0424
May	0.0435	0.0431	0.0433
June	0.0433	0.0420	0.0427
July	0.0428	0.0413	0.0423
August	0.0427	0.0417	0.0422
September	0.0425	0.0413	0.0420
October	0.0416	0.0408	0.0413
November	0.0411	0.0407	0.0409
December	0.0412	0.0405	0.0409