2021 PHP to TOP Historical Review

YEARLY HIGH

0.0481 TOP

YEARLY LOW

0.0440 TOP

YEARLY AVERAGE

0.0460 TOP

2021 PHP to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.0481. Conversely, the yearly low was recorded on October 21, dropping to 0.0440.

This high-to-low spread represents a total annual volatility of 0.0041 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0474 to the December average rate of 0.0454, the exchange rate registered a net change of -4.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0481 was down 0.24% compared to the 2020 peak of 0.0482, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 12,015 TOP

2020 Average 11,604 TOP

Yearly Trough Low 10,992 TOP

Transaction Impact: A difference of 1,023.48 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0478

0.0441

JanuMarcMayJulySeptNove

PHP to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0471, compared to 0.0450 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0471

H2 Avg (Jul–Dec) 0.0450

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0021 TOP (High: 0.0465 / Low: 0.0444). On the other end, April was the most stable month, with a tight range of 0.0007 TOP (High: 0.0474 / Low: 0.0467).

August Spread (Volatile) ±0.0021

April Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.0475) against the same month in 2020 (average: 0.0456), the exchange rate shifted by +0.0019 (+4.25%).

2021 Avg (February) 0.0475

2020 Avg (February) 0.0456

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0478	0.0470	0.0474
February	0.0481	0.0465	0.0475
March	0.0475	0.0464	0.0470
April	0.0474	0.0467	0.0470
May	0.0476	0.0466	0.0470
June	0.0469	0.0461	0.0464
July	0.0459	0.0443	0.0451
August	0.0465	0.0444	0.0451
September	0.0453	0.0442	0.0449
October	0.0448	0.0440	0.0444
November	0.0454	0.0442	0.0448
December	0.0460	0.0443	0.0454