2022 PKR to CDF Historical Review

YEARLY HIGH

11.5242 CDF

YEARLY LOW

8.3644 CDF

YEARLY AVERAGE

9.9767 CDF

2022 PKR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PKR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 11, valuing the pair at 11.5242. Conversely, the yearly low was recorded on July 30, dropping to 8.3644.

This high-to-low spread represents a total annual volatility of 3.1597 CDF. From a start-to-finish perspective, comparing the January average rate of 11.3586 to the December average rate of 9.0821, the exchange rate registered a net change of -20.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 11.5242 was down 12.29% compared to the 2021 peak of 13.1390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 5,762,082 CDF

2021 Average 6,123,532 CDF

Yearly Trough Low 4,182,222 CDF

Transaction Impact: A difference of 1,579,859.64 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

11.6978

8.6125

JanuMarcMayJulySeptNove

PKR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.8291, compared to 9.1242 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7049 points.

H1 Avg (Jan–Jun) 10.8291

H2 Avg (Jul–Dec) 9.1242

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 1.4104 CDF (High: 9.7748 / Low: 8.3644). On the other end, November was the most stable month, with a tight range of 0.1370 CDF (High: 9.2852 / Low: 9.1482).

July Spread (Volatile) ±1.4104

November Spread (Stable) ±0.1370

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5838 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.5838

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 11.4407) against the same month in 2021 (average: 12.4260), the exchange rate shifted by -0.9853 (-7.93%).

2022 Avg (February) 11.4407

2021 Avg (February) 12.4260

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.4197	11.2342	11.3586
February	11.5242	11.3175	11.4407
March	11.3123	10.9857	11.1525
April	11.0707	10.7045	10.8724
May	10.8738	9.8903	10.3671
June	10.1392	9.4470	9.7833
July	9.7748	8.3644	9.2026
August	9.4010	8.3694	9.1210
September	9.3565	8.4619	8.8696
October	9.4391	8.9610	9.2568
November	9.2852	9.1482	9.2132
December	9.1791	8.9605	9.0821