YEARLY HIGH
10.3766 CDF
YEARLY LOW
7.5173 CDF
YEARLY AVERAGE
9.6823 CDF

2025 PKR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PKR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 10.3766. Conversely, the yearly low was recorded on November 15, dropping to 7.5173.

This high-to-low spread represents a total annual volatility of 2.8593 CDF. From a start-to-finish perspective, comparing the January average rate of 10.2359 to the December average rate of 8.0471, the exchange rate registered a net change of -21.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 10.3766 was up 0.15% compared to the 2024 peak of 10.3606, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 5,188,321 CDF
2024 Average 5,055,927 CDF
Yearly Trough Low 3,758,648 CDF
Transaction Impact: A difference of 1,429,672.79 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.5723
7.6142
JanuMarcMayJulySeptNove

PKR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.2559, compared to 9.1088 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1471 points.

H1 Avg (Jan–Jun) 10.2559
H2 Avg (Jul–Dec) 9.1088

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 1.7158 CDF (High: 9.3010 / Low: 7.5853). On the other end, January was the most stable month, with a tight range of 0.1204 CDF (High: 10.2926 / Low: 10.1722).

October Spread (Volatile) ±1.7158
January Spread (Stable) ±0.1204

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.7424 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.7424

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 10.3258) against the same month in 2024 (average: 10.0394), the exchange rate shifted by +0.2864 (+2.85%).

2025 Avg (April) 10.3258
2024 Avg (April) 10.0394

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.2926 10.1722 10.2359
February 10.2749 10.1512 10.2481
March 10.2857 9.7855 10.2248
April 10.3766 10.2383 10.3258
May 10.3240 10.1670 10.2831
June 10.3024 10.1533 10.2177
July 10.2708 10.1290 10.1972
August 10.2952 10.1063 10.2252
September 10.2515 9.3083 10.0324
October 9.3010 7.5853 8.2900
November 8.1247 7.5173 7.8607
December 8.1802 7.7295 8.0471