YEARLY HIGH
10.3606 CDF
YEARLY LOW
9.4966 CDF
YEARLY AVERAGE
10.1114 CDF

2024 PKR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PKR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 29, valuing the pair at 10.3606. Conversely, the yearly low was recorded on January 20, dropping to 9.4966.

This high-to-low spread represents a total annual volatility of 0.8640 CDF. From a start-to-finish perspective, comparing the January average rate of 9.7240 to the December average rate of 10.2634, the exchange rate registered a net change of 5.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 10.3606 was up 4.28% compared to the 2023 peak of 9.9355, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 5,180,294 CDF
2023 Average 4,184,688 CDF
Yearly Trough Low 4,748,304 CDF
Transaction Impact: A difference of 431,989.61 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

10.3501
9.6670
JanuMarcMayJulySeptNove

PKR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.9694, compared to 10.2533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2839 points.

H1 Avg (Jan–Jun) 9.9694
H2 Avg (Jul–Dec) 10.2533

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.4052 CDF (High: 9.9019 / Low: 9.4966). On the other end, November was the most stable month, with a tight range of 0.1007 CDF (High: 10.3398 / Low: 10.2392).

January Spread (Volatile) ±0.4052
November Spread (Stable) ±0.1007

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0298 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -0.0298

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2024: 10.2760) against the same month in 2023 (average: 9.0153), the exchange rate shifted by +1.2607 (+13.98%).

2024 Avg (October) 10.2760
2023 Avg (October) 9.0153

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.9019 9.4966 9.7240
February 9.9693 9.8087 9.8791
March 10.0557 9.9106 9.9568
April 10.1471 9.9892 10.0394
May 10.1500 10.0000 10.0471
June 10.2391 10.0520 10.1703
July 10.3163 10.1560 10.2183
August 10.3047 10.1211 10.2331
September 10.3169 10.1758 10.2360
October 10.3606 10.2159 10.2760
November 10.3398 10.2392 10.2932
December 10.3422 10.2107 10.2634