YEARLY HIGH
8.3684 CDF
YEARLY LOW
7.6014 CDF
YEARLY AVERAGE
8.1906 CDF

2026 PKR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PKR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 8.3684. Conversely, the yearly low was recorded on February 25, dropping to 7.6014.

This high-to-low spread represents a total annual volatility of 0.7670 CDF. From a start-to-finish perspective, comparing the January average rate of 8.0743 to the December average rate of 8.2660, the exchange rate registered a net change of 2.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 8.3684 was down 19.35% compared to the 2025 peak of 10.3766, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 4,184,217 CDF
2025 Average 4,839,241 CDF
Yearly Trough Low 3,800,704 CDF
Transaction Impact: A difference of 383,512.83 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

8.3232
8.0427
JanuMarcMayJuly

PKR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.1780, compared to 8.2660 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0880 points.

H1 Avg (Jan–Jun) 8.1780
H2 Avg (Jul–Dec) 8.2660

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.6659 CDF (High: 8.2673 / Low: 7.6014). On the other end, April was the most stable month, with a tight range of 0.1262 CDF (High: 8.3684 / Low: 8.2423).

February Spread (Volatile) ±0.6659
April Spread (Stable) ±0.1262

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0947 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0947

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 8.2999) against the same month in 2025 (average: 10.3258), the exchange rate shifted by -2.0259 (-19.62%).

2026 Avg (April) 8.2999
2025 Avg (April) 10.3258

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.2870 7.6919 8.0743
February 8.2673 7.6014 8.0660
March 8.3058 7.7571 8.1427
April 8.3684 8.2423 8.2999
May 8.3221 8.1474 8.2052
June 8.3444 8.1410 8.2800
July 8.3252 8.1179 8.2660